She is right about transferring them even if he has had them burned off. HPV (Human Papilloma Virus) can be transferred through blood or bodily fluid, and it doesn't ever go away once someone has it. So if they had unprotected sex, there is a chance that she has already been infected.

It is a fairly common thing - approximately one in four women is infected with a strand of the HPV virus - and a lot of them don't know it.

Good luck....I hope it all works out. HPV / Warts - Incubation Period: Anywhere from one month to several years. There are more than 70 different types of HPV. Several types are associated with genital warts. Other types are associated with common or flat warts elsewhere on the skin.

Women whose partners ever had genital warts, should have pap smears at least every 6 months. Call your doctor if a current or past sexual partner is found to have genital warts. Call if you have visible warts on your external genitals, itching, discharge, or abnormal vaginal bleeding. Keep in mind that genital warts may not appear for months to years after having sexual contact with an infected person.

Total abstinence is the only foolproof way of avoiding genital warts and other STDs. Skin near the warts and around the genitals, anus, and other areas can pass the virus from one person to the next. Therefore, male and female condoms cannot fully protect you.

Gardasil, an HPV vaccine, protects women from the strains of HPV that cause 70% of all cervical cancers and 90% of all genital warts and has been approved by the Food and Drug Administration. The license allows prescription to females between the ages of 9-26. This vaccine is most effective when administered before the girl has contacted any of the HPV strains which the virus protects. For this reason, the vaccine should be preferably administered before a girl becomes sexually active. This vaccine is currently being tested for males.